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Customer Asset Protection

Fidelity Brokerage Services LLC is a member of the Securities Investor Protection Corporation (SIPC). Brokerage accounts maintained with Fidelity are protected by SIPC, which protects brokerages accounts of each customer up to $500,000 in securities, including a limit of$100,000 on claims for cash awaiting reinvestment (1). Money market funds held in a brokerage account are considered securities.

Brokerage Accounts are carried by National Financial Services, LLC, Member FINRA/SIPC

Securities in accounts carried by National Financial Services, LLC ("NFS"), a Fidelity Investments company, are protected by the Securities Investor Protection Corporation ("SIPC") up to $500,000 (including cash claims limited to $100,000). NFS has arranged for additional insurance protection for cash and securities to supplement its SIPC coverage. This additional protection covers total account net equity in excess of the $500,000 / $100,000 coverage provided by SIPC. Neither coverage protects against a decline in the market value of securities.

(1) Certain assets are not eligible for SIPC protection. Among the assets typically not eligible for SIPC protection are commodity futures contracts, currency, and precious metals, as well as investment contracts (such as limited partnerships) and fixed annuity contracts that are not registered with the U.S. Securities and Exchange Commission under the Securities Act of 1933.